Business Insurance

Types of Business Insurance We Offer

We provide a wide range of business insurance options to cover virtually any scenario. Our offerings include both common policies and specialized coverages for various industries. Our business insurance coverages include:

• General & Property Protection: Business Owners Packages (BOP), Commercial General Liability, Commercial Building Property insurance, Business Personal Property coverage, and Business Umbrella Liability policies. An umbrella policy provides an extra layer of liability protection beyond your standard policy limits, ensuring one large claim doesn’t derail your business.

• Commercial Auto & Equipment: Commercial Auto Insurance for company vehicles (from cars to trucks), coverage for tools and movable property like Inland Marine and Equipment Floater policies, as well as Garage Keepers coverage for vehicles in your care (ideal for auto repair or body shops). We help protect your business on the road and on the job site, so whether you have a delivery van or expensive contracting equipment, you’re financially protected.

• Employee & Liability Coverages: Workers’ Compensation Insurance, which is required for most Arkansas businesses with 3 or more employees, to cover on-the-job injuries and meet state law. We also offer Errors and Omissions (E&O) / Professional Liability for professionals, Directors & Officers (D&O) insurance for management, Employment Practices Liability (EPLI) for HR-related claims, Cyber Liability Insurance to guard against data breaches and cyberattacks, Pollution Liability for environmental risks, Liquor Liability for establishments that serve alcohol, Medical Professional Liability, and even Commercial Crime Insurance to protect against theft or fraud.

• Industry-Specific Solutions: Tailored policies for your industry. We insure Contractors of all types – including plumbers, electricians, painters, and landscapers – with packages that can cover your tools, equipment, and jobsite liabilities. We understand the needs of Restaurants and Bars (including liquor liability coverage), Churches and nonprofit organizations, Retail Stores and boutiques, Professional Offices (like medical clinics, law firms, and consultants), and Service & Repair Shops (from general repair garages to auto body shops with specialized Garage Keepers coverage). For Property Managers & Owners, we offer coverage for Apartment Buildings, Condominium Associations, Self-Storage facilities and Store & Lock Centers. We also provide Builders Risk insurance for construction projects under development, protecting new structures and renovations until completion. No matter your field, we have the right policy to address your risks.