Website Terms and Conditions of Use

1. Terms

By accessing this website, you agree to be bound by these Terms and Conditions of Use, applicable laws, and regulations, and acknowledge your responsibility to comply with them. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained on this website are protected by applicable copyright and trademark laws.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on the My Neighborhood Insurance website for personal, non-commercial transitory viewing only. This is a grant of a license, not a transfer of title, and under this license, you may not:

• Modify or copy the materials;

• Use the materials for any commercial purpose, or for any public display (commercial or non-commercial);

• Attempt to decompile or reverse engineer any software contained on the My Neighborhood Insurance website;

• Remove any copyright or proprietary notations from the materials; or

• Transfer the materials to another person or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by My Neighborhood Insurance at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

The materials on the My Neighborhood Insurance website are provided “as is”. My Neighborhood Insurance makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, My Neighborhood Insurance does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall My Neighborhood Insurance or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the My Neighborhood Insurance website, even if My Neighborhood Insurance or an authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on the My Neighborhood Insurance website could include technical, typographical, or photographic errors. My Neighborhood Insurance does not warrant that any of the materials on its website are accurate, complete, or current. My Neighborhood Insurance may make changes to the materials on its website at any time without notice. However, My Neighborhood Insurance does not make any commitment to update the materials.

6. Links

My Neighborhood Insurance has not reviewed all of the websites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by My Neighborhood Insurance. Use of any such linked website is at the user’s own risk.

7. Site Terms of Use Modifications

My Neighborhood Insurance may revise these Terms of Use for its website at any time without notice. By using this website, you agree to be bound by the then-current version of these Terms and Conditions of Use.

8. Governing Law

Any claims relating to the My Neighborhood Insurance website shall be governed by the laws of the State of Arkansas, United States, without regard to its conflict of law provisions.

Privacy Policy

At My Neighborhood Insurance, your privacy is important to us. We are committed to safeguarding the personal information you provide and ensuring transparency about how we collect, use, and protect your data. This Privacy Policy outlines our practices and the steps we take to keep your information secure.

Information Collection and Purpose

• We clearly identify the purposes for which personal information is being collected, either before or at the time of collection.

• We collect and use personal information solely to fulfill the purposes specified by us and for other compatible purposes, unless we obtain the individual’s consent or as required by law.

Data Retention

• We retain personal information only as long as necessary to fulfill the purposes for which it was collected.

Fair and Lawful Collection

• Personal data is collected by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.

Data Relevance and Accuracy

• Personal information collected is relevant to the purposes for which it is intended and is kept accurate, complete, and up-to-date to the extent necessary.

Safeguarding Information

• We take appropriate security measures to protect personal information against unauthorized access, alteration, disclosure, or destruction. This includes protection against loss, theft, or misuse.

Access to Policies

• Upon request, we provide clients and users with access to information about our privacy policies and data management practices.

Commitment to Privacy

My Neighborhood Insurance is dedicated to operating in accordance with these principles to ensure that the confidentiality and integrity of your personal data are always maintained.